Small Farms Find Affordable Care Act Not So Affordable

“Obamacare,” as it is affectionately called, has been slowly creeping into our lives. While this legislative maneuver was pragmatic–such  sweeping reform could not be implemented overnight–the incremental adoption perhaps bears the imperceptible perk of stealth. While many are dreaming of a world where Americans have access to desperately needed health care, this massive piece of legislation is integrating itself into the fabric of our country in ways that cannot be easily undone, and will slowly reveal itself to add more gunk to the gears.

Easily, the most controversial aspect of Obamacare is the “Mandate.” What is mandated, however, is not simply for the individual, but also for businesses. Businesses with fifty or more employees are required to provide a health care plan for their employees, or pay a fine ($2000 per employee), just as individuals are required to purchase insurance or pay a fine.

The impact on small businesses, especially those that hire seasonal help, such as farms, is enormous.

Farm-Out-of-Business

 “A lot of farmers may think they are immune from the law, but this is the biggest change to health care since the creation of Medicare or Medicaid almost 50 years ago,” said Matt Coffindaffer, regulatory affairs manager for the National Council of Agricultural Employers. The Federal Register notices on the law have run about 14,000 pages and three federal agencies — Health and Human Services, the Department of Labor and the Treasury Department — are responsible for implementing 550 separate provisions in the law.

The devil is in the details, as they say, and these details (a.k.a. regulations) are still being worked out. You can read more about farmer’s fears here.

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